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Public & Products Liability Insurance

By Surewise 18/09/2018

Public & Products Liability Insurance is vital cover for any business

Public Liability Insurance covers the costs for legal action if you are found to be legally liable for death or injury, loss or damage of property or economic loss resulting from negligence. In today’s litigious society, the likelihood of being sued is very real, is increasing and can be unpredictable and very costly. Many businesses are asked to provide evidence of liability insurance before entering into contracts or third party premises. A claim may be brought against you even if you’re not negligent and you can be left to defend the claim which can become significantly expensive.

If you manufacture products, sell or distribute products or import products into Australia, you need Products Liability Insurance. Products Liability Insurance covers you for damage or injury that you might cause to a third party by your product or service. In many cases, action can be taken against you and you will have to prove you weren’t negligent.

You will need specialist advice to establish what level of cover require and the risks your business is potentially exposed to. Having the right sum insured and the right policy can be critical to the survival of your business.

No matter how stringent you or your company is, mistakes can happen. Although Public & Products Liability Insurance is not mandatory for most businesses, it is recommended for all companies. That’s because the unpredictable nature of accidents makes them hard to prevent – and the costs of being sued can be extraordinary high.

Download our Public & Products Liability Fact Sheet or contact us for further information. Alternatively, complete the form below and one of our qualified & experienced insurance brokers will contact you.


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Information provided in this article is general advice only and has been prepared without taking into account your objectives, financial situation or needs. Newmarket Grandwest Pty Ltd ACN 072 168 588 ABN 42 072 168 588 AFS License Number 296193 trading as SUREWiSE.

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